Buyancy
Learn
What Buyancy’s words mean and how an answer is worked out, in plain language. We add to it as we learn.
Guides
- Guide3 min readYour cushion: what it is and why it changes every day
The cushion is the least your checking and savings should hold today, so a purchase doesn't leave you short before payday.
- Guide3 min readHow Buyancy decides Yes, Wait or No
A fixed calculation over your real bills, paydays and cards decides every answer. An AI model only writes the explanation.
- Guide2 min readPaying by card: how it changes the answer
A card moves money out of checking on the day it is paid, not the day you buy. Buyancy follows that.
- Guide2 min readYour data and the vault: what we store and what we do not
What Buyancy reads from your banks, what it keeps, and what the vault protects and does not.
- Guide2 min readThe words Buyancy uses
Plain definitions of the figures and terms you see in Buyancy, in one place.